Our History


About Us

Our History


Early Inspiration

Summer  2011

Peter Woo, then-freshman at Notre Dame does research on cash-lending practices in India through an International Summer Services Understanding System through the Center for Social Concerns.

Initial Meeting

February 17, 2012

Peter Woo invites seven acquaintances interested in the community to a dinner at North Dining Hall. He proposes a Responsible Lending Initiative in South Bend.

Market Research

Spring 2012

The team meets with professors from departments ranging from sociology and peace studies to accounting and management; leaders of local non-profits; and  local politicians. The team also holds focus groups, interviews payday lenders & users, and sends out market surveys.

Establishment of Board of Directors

November 30, 2012

The team forms its Board of Directors:

Chairman - Melissa Paulsen, Professor

President - Peter Woo ('14)

Treasurer - Jacob Stanton ('14)

Secretary - Cristin Pacifico ('15)

Jake Bebar ('15)

Peter Lombardo, Center for the Homeless

Connie Mick, Co-Director of Poverty Studies

William Schmull,  Accounting Professor

Andrew Weiler ('15)

Amber Werner, Bridges Out of Poverty

Local Research

Fall 2011

Peter Woo returns to Notre Dame for his sophomore year and begins researching the predatory lending industry in the United States, specifically within South Bend, Indiana.

Initial Team

February 22, 2012

After the initial meeting, Peter Woo ( ND '14), Andrew Weiler ('15), Cristin Pacifico ('15), Jane Park ('13), Jacob Stanton ('14), Alex Schoemann, ('14) and Jake Bebar ('15) meet to form the Jubilee Initiative for Financial Inclusion.


July 19, 2012

Peter Woo, Jake Bebar, and Jacob Stanton file the Articles of Incorporation with the State of Indiana as officers of the Jubilee Initiative for Financial Inclusion (JIFFI).

Stay Tuned!


More to come!

© 2015 JIFFI, All Rights Reserved



803 Lincoln Way West Second Floor, Room 1 South Bend, IN 46601

 (574) 400-5258


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