Thinking Ahead

Many payday loans build up quickly, especially as the amount you failed to pay is rolled over onto your next high-interest rate loan. So, it may be worth it to find big-ticket items to sell around the house, ask for an employer advance, get rid of cable, or find a friend to carpool with for a week to save on transit costs!

Watch out for debt!

Debt often begins after life-changing times like job loss, divorce, medical procedures, or many others. Even in such stressful times, try to be mindful of the long-term financial implications of taking on debt, especially high-interest debt!

Thinking Ahead

When you get a raise, raise your retirement savings as well. If you get a bump in pay the first thing you should do is up your automatic transfer to savings and increase your retirement conditions.

Watch your credit report!

A large number of credit reports contain misinformation which is important to get removed. Studies show that about 1 in 5 Americans has a mistake on his or her report. Make sure to check yours!